IRS Tax Problem? CITO Tax Resolution Can Help
End IRS and state tax stress with a customized resolution plan
Free. Confidential. About 4 minutes.
Behind every tax challenge is a story and a solution. For years, we've stood shoulder-to-shoulder with clients across the U.S., helping them overcome IRS and state tax burdens, from our home base in Dallas Fort Worth through strategic negotiation and proven resolution programs. Whether you're facing wage garnishment, liens, or mounting tax debt, our team is dedicated to restoring your financial freedom.
What We Help With
Divorce & Innocent Spouse Relief
Stuck with tax debt from a marriage? You may not have to pay for your ex's mistakes. Learn more →
Back Taxes
Owe taxes from previous years? We can help negotiate and resolve your back tax debt.
Liens & Levies
Stop IRS liens and levies with our expert intervention and resolution strategies.
Unfiled Years
Behind on filing? We help you get compliant and minimize penalties.
Payroll Tax Issues
Business payroll tax problems? We provide specialized solutions for employers.
Typical Resolution Timeline
Week 1-2
Consultation & engagement
Week 2-4
Transcript analysis & strategy development
Week 4-8
IRS negotiation & documentation
 copy.jpeg)
Resolution
Agreement reached & ongoing support
Timeline varies by case complexity and IRS processing times. Some cases resolve in weeks, others may take several months.
Trusted Credentials
Your case is handled by IRS-authorized professionals from our independent network.
Enrolled Agents (EA)
Certified Public Accountants (CPA)
Tax Attorneys
Founder, CITO Tax Resolution
Meet Fabian Paul Cruz
I got into tax resolution because I watched my parents go through it with the IRS. I know how heavy that weight feels, and I know how much it changes things when someone finally has your back.
After nearly 20 years in corporate America, I built CITO to give people a clear plan and an honest advocate. Today, I guide clients across the country through IRS and state tax problems, working with a network of Enrolled Agents, CPAs, and tax attorneys to get results.
Frequently Asked Questions
Straight answers to the questions we hear most.
If you filed jointly, the IRS can hold both of you responsible for the full amount. But you may qualify for Innocent Spouse Relief or a related option that separates your liability from your ex's. There are deadlines, so it pays to act early.
Yes. After sending a series of notices, the IRS can garnish your wages or levy your bank account. A levy can often be stopped or released once a resolution plan is in place.
Getting compliant is the first step to any resolution. In most cases, the IRS focuses on the last six years of returns. We help you file what's needed and reduce penalties where possible.
Sometimes. Programs like an Offer in Compromise allow some taxpayers to settle for less, but not everyone qualifies. We review your full situation and tell you honestly which options fit.
Payroll tax debt is serious because the IRS can hold owners and responsible people personally liable. Acting quickly gives you more options and can protect your personal assets.
Every case is different. After your free assessment and consultation, you get a clear fee before any work begins. No hidden fees and no empty guarantees.
Have a different question? Book a call
Take the First Step
Ready to Get Your Life Back?
Get a clear picture of your IRS risk and what to do about it, in 5 minutes.
No cost. No obligation.