Tax Resolution · Self-Employed
You Built Something Real.
The IRS Wants a Cut of All of It.
When you work for yourself, no one withholds taxes for you. No payroll. No W2. Just you, your clients, and a growing tax liability that compounds quietly until the IRS makes itself known. The problem isn't that you didn't pay attention. It's that the system wasn't designed for how you work.
You Were Busy Building. Taxes Fell to the Bottom of the List.
You were landing clients, delivering the work, and keeping everything running all at once, usually by yourself. Quarterly payments became something you'd catch up on "next quarter." A good year came in and there wasn't a clear system for setting money aside. None of that makes you irresponsible. It makes you someone who was focused on growing a business instead of running a tax department.
Situations That Bring 1099 Earners to Us
- Multiple years of unfiled returns because the business was moving too fast to stop and deal with paperwork.
- A profitable year that hit without enough set aside. Now the IRS wants the full amount plus penalties and interest.
- Audit exposure from deductions that were taken without proper documentation to back them up.
- A threatening IRS notice about levying your income. The same income your business still depends on.
- No system in place for taxes, and a growing feeling that this isn't sustainable long-term.
Getting You Current Without the Overwhelm
You don't need a lecture on what you should have done differently. You need someone to get in front of the IRS, stop the pressure, and get you back to a clean slate with a plan you can actually afford.
What We Do for You
- File all unfiled returns using your records (bank statements, 1099s, and business receipts) even when documentation is incomplete.
- Analyze your full liability and present every resolution option: a settlement for less than you owe, a manageable payment plan, penalty relief, or a temporary pause on collections if you can't pay right now.
- Represent you before the IRS and handle all communications so collections stop targeting you directly.
- Give you a clear, affordable path to being fully caught up. No guesswork, no surprises.
You're Not Behind Alone
Most self-employed clients who come to us have been avoiding this for a year or two. The liability feels bigger than it is. The IRS has more flexible options than people realize. The first step is simply finding out where you actually stand.
Take the First Step
Get Clarity on Your 1099 Tax Situation
A few minutes now gives you a clear, honest picture of where you stand and what it takes to get back in control. No guesswork, no lectures.
No cost. No obligation.
Common Questions From Self-Employed Taxpayers
Straight answers about self-employment tax, quarterly payments, unfiled returns, and more.
Self-employment tax is 15.3% of your net self-employment earnings: 12.4% for Social Security (up to the annual wage base) and 2.9% for Medicare. It's on top of regular income tax, which is why many 1099 earners are surprised at tax time.
Generally yes, if you expect to owe $1,000 or more for the year. Estimated payments are made with Form 1040-ES, usually due in April, June, September, and January.
The IRS may file a "substitute for return" for you, which usually leaves out your business expenses and results in a higher bill. Filing your own returns often lowers what you owe. To be considered current, the IRS generally expects the last six years of returns to be filed.
Usually. If you owe $50,000 or less in combined tax, penalties, and interest and your returns are filed, you can generally set up a long-term payment plan. Larger balances are possible but require more documentation.
Sometimes. First-time penalty abatement may be available if you have a clean history for the prior three years. Penalties can also be removed for reasonable cause, such as serious illness or a disaster.